We defend the claim from the side that built it.
INSDEF is the carrier-defense practice of HD Law Partners, P.A. The practice is built on three decades of carrier-side claims leadership and a defense record that includes bad-faith verdicts for national carriers. We read exposure, report, and resolve the way the desk expects, because that is where our insight comes from.
Learn the claim from the outside.
They read the file as litigators and guess at how the desk thinks about reserves, authority, and exposure.
Worked the claim from the inside.
Our people handled and supervised carrier claims operations for three decades. We know what the adjuster needs to see, and we report in that language.
Three decades inside a national carrier, on every file we defend.
Gary Gertz, non-attorney claims consultant. Former GEICO Florida Regional Claim Manager with 31 years of carrier-side claims experience.
Gary spent three decades inside a national carrier, handling and supervising claims operations in Florida. He brings that operational perspective to the files INSDEF defends: how a desk sets reserves, evaluates exposure, and reads a handling record. It is insight a competitor cannot hire away. He is not an attorney and does not provide legal advice or legal services. All legal services are provided by the licensed attorneys of HD Law Partners, P.A.
A positive outcome in any given case reflects the merits of that case and is not a guarantee or prediction of the outcome of any other matter.
The matters carriers actually assign.
Coverage and liability work across Florida, handled by counsel who report the way claims departments want to be reported to.
First-Party Property
Coverage analysis and defense across fire, water, sinkhole, and structural claims under Florida policy forms.
Casualty & Liability
Auto, premises, and bodily-injury defense, including complex and high-exposure casualty matters.
Bad-Faith Defense
Statutory and common-law bad-faith defense, built on a close read of the claims-handling record.
Coverage Opinions
Pre-litigation opinions that help the desk decide whether to defend, settle, or deny.
Self-Insured & Corporate Defense
Defense for self-insured entities, TPAs, and corporate risk departments that manage exposure directly.
Appeals
Appellate defense that protects favorable trial outcomes through the Florida courts.
Send us the file.
New assignments, coverage questions, and panel inquiries reach a partner directly. We respond fast, because we know the desk is waiting.
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